function popUp() {
sealWin=window.open("https://digitalid.verisign.com/as2/ce9d8a3c175f2517579badf016b15b55","win",'toolbar=0,location=0,directories=0,status=1,menubar=1,scrollbars=1,resizable=1,width=500,height=450');
self.name = "mainWin";
}
function Left(str, n)  { 
if (n <= 0) return ""; 
else if (n > String(str).length)  return str; 
else return String(str).substring(0,n); 
} 
var site;
if (Left(document.location,32) == "http://www.milbergconsulting.com" || Left(document.location,33) == "https://www.milbergconsulting.com" || Left(document.location,28) == "http://milbergconsulting.com" || Left(document.location,29) == "https://milbergconsulting.com") { site=1; }
else {
 if (Left(document.location,29) == "http://www.erisaexpertise.com" || Left(document.location,30) == "https://www.erisaexpertise.com" || Left(document.location,25) == "http://erisaexpertise.com" || Left(document.location,26) == "https://erisaexpertise.com") { site=2; }
 else { site=3; }
}
var HTMLstr;
if (String(window.parent.document.location).indexOf("distributor")>0) {
 HTMLstr = "<TABLE BORDER=0 CELLSPACING=0 CELLPADDING=0>";
 HTMLstr = HTMLstr+"<TR ALIGN=LEFT VALIGN=TOP>";
 HTMLstr = HTMLstr+"<TD COLSPAN=1 ROWSPAN=1 WIDTH=1 HEIGHT=27><div style='width: 1; height: 27'></div></TD>";
 HTMLstr = HTMLstr+"<TD COLSPAN=1 ROWSPAN=1 WIDTH=18 HEIGHT=27><div style='width: 18; height: 27'></div></TD>";
 HTMLstr = HTMLstr+"<TD COLSPAN=1 ROWSPAN=1 WIDTH=6 HEIGHT=27></TD>";
 HTMLstr = HTMLstr+"<TD COLSPAN=1 ROWSPAN=1 WIDTH=101 HEIGHT=27></TD>";
 HTMLstr = HTMLstr+"<TD COLSPAN=1 ROWSPAN=1 WIDTH=28 HEIGHT=27><div style='width: 28; height: 27'></div></TD>";
 HTMLstr = HTMLstr+"</TR>";
 HTMLstr = HTMLstr+"<TR ALIGN=LEFT VALIGN=TOP>";
 HTMLstr = HTMLstr+"<TD COLSPAN=7 ROWSPAN=1 HEIGHT=42></TD>";
 HTMLstr = HTMLstr+"</TR>";
 HTMLstr = HTMLstr+"<TR ALIGN=LEFT VALIGN=TOP>";
 HTMLstr = HTMLstr+"<TD COLSPAN=1 ROWSPAN=1 HEIGHT=27></TD>";
 HTMLstr = HTMLstr+"<TD COLSPAN=1 ROWSPAN=1 HEIGHT=27></TD>";
 if (Left(document.location,32) == "http://www.milbergconsulting.com" || Left(document.location,33) == "https://www.milbergconsulting.com" || Left(document.location,28) == "http://milbergconsulting.com" || Left(document.location,29) == "https://milbergconsulting.com") {
  HTMLstr = HTMLstr+"<TD COLSPAN=2 ROWSPAN=1 HEIGHT=27><IMG SRC=/images/mcbar_5.gif ALIGN=TOP BORDER=0></TD>"; }
 else HTMLstr = HTMLstr+"<TD COLSPAN=2 ROWSPAN=1 HEIGHT=27><IMG name=pp SRC=/images/erisabar_4.gif ALIGN=TOP BORDER=0></TD>"; 
 HTMLstr = HTMLstr+"<TD COLSPAN=3 ROWSPAN=1 HEIGHT=27></TD>";
 HTMLstr = HTMLstr+"</TR>";
 HTMLstr = HTMLstr+"<TR ALIGN=LEFT VALIGN=TOP>";
 HTMLstr = HTMLstr+"<TD COLSPAN=1 ROWSPAN=1 HEIGHT=35></TD>";
 HTMLstr = HTMLstr+"<TD COLSPAN=2 ROWSPAN=1></TD>";
 HTMLstr = HTMLstr+"<TD COLSPAN=4 ROWSPAN=1></TD>";
 HTMLstr = HTMLstr+"</TR>";
 HTMLstr = HTMLstr+"<TR ALIGN=LEFT VALIGN=TOP>";
 HTMLstr = HTMLstr+"<TD COLSPAN=1 ROWSPAN=1</TD>";
 HTMLstr = HTMLstr+"<TD COLSPAN=2 ROWSPAN=2 HEIGHT=108></TD>";
 HTMLstr = HTMLstr+"<TD nowrap COLSPAN=4 ROWSPAN=2 HEIGHT=108><p><a class=";

if (String(document.location).indexOf("distributors_needs")>0 || String(document.location).indexOf("distributors%5Fneeds")>0 )  HTMLstr = HTMLstr+"green";
HTMLstr = HTMLstr+"sidebar target=_parent href=/distributors_needs onmouseover=showobj('didn') onmouseout=hideobj('didn')>Distributor Needs</a></p><p><a class=";

if (String(document.location).indexOf("training")>0 || String(document.location).indexOf("training")>0 )  HTMLstr = HTMLstr+"green";
HTMLstr = HTMLstr+"sidebar target=_parent href=/distributors_training onmouseover=showobj('ditp') onmouseout=hideobj('ditp')>Training Programs</a></p><p><a class=";

if (String(document.location).indexOf("distributors_subscriberservices")>0 || String(document.location).indexOf("distributors%5Fsubscriberservices")>0 )  HTMLstr = HTMLstr+"green";
HTMLstr = HTMLstr+"sidebar target=_parent href=/distributors_subscriberservices onmouseover=showobj('diss') onmouseout=hideobj('diss')>Subscriber Services</a></p><p><a class=";

if (String(document.location).indexOf("distributors_consulting")>0 || String(document.location).indexOf("distributors%5Fconsulting")>0 )  HTMLstr = HTMLstr+"green";
HTMLstr = HTMLstr+"sidebar target=_parent href=/distributors_consulting onmouseover=showobj('dics') onmouseout=hideobj('dics')>Consulting Services</a></p><p><a class=";

 HTMLstr = HTMLstr+"</TD>";
 HTMLstr = HTMLstr+"</TR>";
HTMLstr = HTMLstr+"<TR ALIGN=LEFT VALIGN=TOP>";
HTMLstr = HTMLstr+"<TD COLSPAN=1 ROWSPAN=1 HEIGHT=25></TD>";
HTMLstr = HTMLstr+"<TD COLSPAN=2 ROWSPAN=1 HEIGHT=25></TD>";
HTMLstr = HTMLstr+"</TR>";
//HTMLstr = HTMLstr+"<tr><td colspan=5 width=155 align=center><p>&nbsp;</p><a href='javascript:popUp()'>";
//HTMLstr = HTMLstr+"<img src='http://www.verisign.com/images/seals/Secure-White98x102.gif' width=98 height=102 //border=0></a></td></tr>";
HTMLstr = HTMLstr+"</TABLE>";

 if (!(parseInt(navigator.appVersion)<5 && navigator.appName=="Netscape")) {
  HTMLstr = HTMLstr+"<div style='font-family: Arial; font-size: 8pt; position: absolute; z-index: 1; top: 152px; left: 110px; width: 200px; background-color: #ffff99; visibility: hidden; padding-top: 5; padding-left: 5; padding-right: 5; padding-bottom: 5;' id=didn>Why you should be, what you receive and how much you earn as an ERISA Expertise Distributor</div>";
  HTMLstr = HTMLstr+"<div style='font-family: Arial; font-size: 8pt; position: absolute; z-index: 2; top: 187px; left: 110px; width: 200px; background-color: #ffff99; visibility: hidden; padding-top: 5; padding-left: 5; padding-right: 5; padding-bottom: 5;' id=ditp>Programs to train field and service representatives of Intuitional Providers, Broker-dealers, and Accounting, Financial Planning and Investment Advisory Firms</div>";
  HTMLstr = HTMLstr+"<div style='font-family: Arial; font-size: 8pt; position: absolute; z-index: 3; top: 222px; left: 110px; width: 200px; background-color: #ffff99; visibility: hidden; padding-top: 5; padding-left: 5; padding-right: 5; padding-bottom: 5;' id=diss>Training Programs, Seminars for Marketing and CE, tools and technology to provide client services, access to research and Fiduciary information</div>";
  HTMLstr = HTMLstr+"<div style='font-family: Arial; font-size: 8pt; position: absolute; z-index: 4; top: 257px; left: 110px; width: 200px; background-color: #ffff99; visibility: hidden; padding-top: 5; padding-left: 5; padding-right: 5; padding-bottom: 5;' id=dics>Systems Development, Marketing and Remediation services for Intuitional Providers, Broker-dealers, and Accounting, Financial Planning and Investment Advisory Firms</div>";
 }
}
else if (String(window.parent.document.location).indexOf("advisor")>0) {
HTMLstr = "<TABLE BORDER=0 CELLSPACING=0 CELLPADDING=0>";
HTMLstr = HTMLstr+"<TR ALIGN=LEFT VALIGN=TOP>";
HTMLstr = HTMLstr+"<TD COLSPAN=1 ROWSPAN=1 WIDTH=1 HEIGHT=27><div style='width: 1; height: 27'></div></TD>";
HTMLstr = HTMLstr+"<TD COLSPAN=1 ROWSPAN=1 WIDTH=18 HEIGHT=27><div style='width: 18; height: 27'></div></TD>";
HTMLstr = HTMLstr+"<TD COLSPAN=1 ROWSPAN=1 WIDTH=6 HEIGHT=27></TD>";
HTMLstr = HTMLstr+"<TD COLSPAN=1 ROWSPAN=1 WIDTH=101 HEIGHT=27></TD>";
HTMLstr = HTMLstr+"<TD COLSPAN=1 ROWSPAN=1 WIDTH=28 HEIGHT=27><div style='width: 28; height: 27'></div></TD>";
HTMLstr = HTMLstr+"</TR>";
HTMLstr = HTMLstr+"<TR ALIGN=LEFT VALIGN=TOP>";
HTMLstr = HTMLstr+"<TD COLSPAN=7 ROWSPAN=1 HEIGHT=42></TD>";
HTMLstr = HTMLstr+"</TR>";
HTMLstr = HTMLstr+"<TR ALIGN=LEFT VALIGN=TOP>";
HTMLstr = HTMLstr+"<TD COLSPAN=1 ROWSPAN=1 HEIGHT=27></TD>";
HTMLstr = HTMLstr+"<TD COLSPAN=1 ROWSPAN=1 HEIGHT=27></TD>";
if (site==1) {
HTMLstr = HTMLstr+"<TD COLSPAN=2 ROWSPAN=1 HEIGHT=27><IMG SRC=/images/mcbar_4.gif ALIGN=TOP BORDER=0></TD>"; }
else HTMLstr = HTMLstr+"<TD COLSPAN=2 ROWSPAN=1 HEIGHT=27><IMG name=pp SRC=/images/erisabar_3.gif ALIGN=TOP BORDER=0></TD>"; 
HTMLstr = HTMLstr+"<TD COLSPAN=3 ROWSPAN=1 HEIGHT=27></TD>";
HTMLstr = HTMLstr+"</TR>";
HTMLstr = HTMLstr+"<TR ALIGN=LEFT VALIGN=TOP>";
HTMLstr = HTMLstr+"<TD COLSPAN=1 ROWSPAN=1 HEIGHT=35></TD>";
HTMLstr = HTMLstr+"<TD COLSPAN=2 ROWSPAN=1></TD>";
HTMLstr = HTMLstr+"<TD COLSPAN=4 ROWSPAN=1></TD>";
HTMLstr = HTMLstr+"</TR>";
HTMLstr = HTMLstr+"<TR ALIGN=LEFT VALIGN=TOP>";
HTMLstr = HTMLstr+"<TD COLSPAN=1 ROWSPAN=1</TD>";
HTMLstr = HTMLstr+"<TD COLSPAN=2 ROWSPAN=2 HEIGHT=108></TD>";
HTMLstr = HTMLstr+"<TD nowrap COLSPAN=4 ROWSPAN=2 HEIGHT=108><p><a class=";

if (String(document.location).indexOf("advisor_needs")>0 || String(document.location).indexOf("advisor%5Fneeds")>0 )  HTMLstr = HTMLstr+"green";
HTMLstr = HTMLstr+"sidebar target=_parent href=/advisor_needs onmouseover=showobj('adan') onmouseout=hideobj('adan')>Advisor Needs</a></p><p><a class=";

if (String(document.location).indexOf("advisor_updates")>0 || String(document.location).indexOf("advisor%5Fupdates")>0 )  HTMLstr = HTMLstr+"green";
HTMLstr = HTMLstr+"sidebar target=_parent href=/advisor_updates onmouseover=showobj('adui') onmouseout=hideobj('adui')>Updates &amp; Information</a></p><p><a class=";

if (String(document.location).indexOf("advisor_subscriberservices")>0 || String(document.location).indexOf("advisor%5Fsubscriberservices")>0 )  HTMLstr = HTMLstr+"green";
HTMLstr = HTMLstr+"sidebar target=_parent href=/advisor_subscriberservices onmouseover=showobj('adss') onmouseout=hideobj('adss')>Subscriber Services</a></p><p><a class=";

if (String(document.location).indexOf("advisor_question")>0 || String(document.location).indexOf("advisor%5Fquestion")>0 )  HTMLstr = HTMLstr+"green";
HTMLstr = HTMLstr+"sidebar target=_parent href=/advisor_question onmouseover=showobj('adqu') onmouseout=hideobj('adqu')>Ask Us A Question</a></p><p><a class=";

HTMLstr = HTMLstr+"</TD>";
HTMLstr = HTMLstr+"</TR>";
HTMLstr = HTMLstr+"<TR ALIGN=LEFT VALIGN=TOP>";
HTMLstr = HTMLstr+"<TD COLSPAN=1 ROWSPAN=1 HEIGHT=25></TD>";
HTMLstr = HTMLstr+"<TD COLSPAN=2 ROWSPAN=1 HEIGHT=25></TD>";
HTMLstr = HTMLstr+"</TR>";
//HTMLstr = HTMLstr+"<tr><td colspan=5 width=155 align=center><p>&nbsp;</p><a href='javascript:popUp()'>";
//HTMLstr = HTMLstr+"<img src='http://www.verisign.com/images/seals/Secure-White98x102.gif' width=98 height=102 //border=0></a></td></tr>";
HTMLstr = HTMLstr+"</TABLE>";

if (!(parseInt(navigator.appVersion)<5 && navigator.appName=="Netscape")) {
HTMLstr = HTMLstr+"<div style='font-family: Arial; font-size: 8pt; position: absolute; z-index: 1; top: 152px; left: 110px; width: 200px; background-color: #ffff99; visibility: hidden; padding-top: 5; padding-left: 5; padding-right: 5; padding-bottom: 5;' id=adan>Why you should be, what you receive and how much you earn as an ERISA Expertise Subscriber</div>";
HTMLstr = HTMLstr+"<div style='font-family: Arial; font-size: 8pt; position: absolute; z-index: 2; top: 187px; left: 110px; width: 200px; background-color: #ffff99; visibility: hidden; padding-top: 5; padding-left: 5; padding-right: 5; padding-bottom: 5;' id=adui>Access an archive of retirement plan updates and information for plan advisors (limited to <a target=_parent href=/login>registered users</a>)</div>";
HTMLstr = HTMLstr+"<div style='font-family: Arial; font-size: 8pt; position: absolute; z-index: 3; top: 222px; left: 110px; width: 200px; background-color: #ffff99; visibility: hidden; padding-top: 5; padding-left: 5; padding-right: 5; padding-bottom: 5;' id=adss>Marketing and sales tools, technology to provide client studies, plan documents and compliance services, access to research and Fiduciary information</div>";
HTMLstr = HTMLstr+"<div style='font-family: Arial; font-size: 8pt; position: absolute; z-index: 4; top: 257px; left: 110px; width: 200px; background-color: #ffff99; visibility: hidden; padding-top: 5; padding-left: 5; padding-right: 5; padding-bottom: 5;' id=adqu>Submit a question to our ERISA Experts</div>";
}
}
else {
HTMLstr = "<TABLE BORDER=0 CELLSPACING=0 CELLPADDING=0>";
HTMLstr = HTMLstr+"<TR ALIGN=LEFT VALIGN=TOP>";
HTMLstr = HTMLstr+"<TD COLSPAN=1 ROWSPAN=1 WIDTH=1 HEIGHT=27><div style='width: 1; height: 27'></div></TD>";
HTMLstr = HTMLstr+"<TD COLSPAN=1 ROWSPAN=1 WIDTH=18 HEIGHT=27><div style='width: 18; height: 27'></div></TD>";
HTMLstr = HTMLstr+"<TD COLSPAN=1 ROWSPAN=1 WIDTH=6 HEIGHT=27></TD>";
HTMLstr = HTMLstr+"<TD COLSPAN=1 ROWSPAN=1 WIDTH=101 HEIGHT=27></TD>";
HTMLstr = HTMLstr+"<TD COLSPAN=1 ROWSPAN=1 WIDTH=28 HEIGHT=27><div style='width: 28; height: 27'></div></TD>";
HTMLstr = HTMLstr+"</TR>";
//HTMLstr = HTMLstr+"<TR ALIGN=LEFT VALIGN=TOP>";
//HTMLstr = HTMLstr+"<TD COLSPAN=7 ROWSPAN=1 HEIGHT=26></TD>";
//HTMLstr = HTMLstr+"</TR>";
HTMLstr = HTMLstr+"<TR ALIGN=LEFT VALIGN=TOP>";
HTMLstr = HTMLstr+"<TD COLSPAN=1 ROWSPAN=1 HEIGHT=27></TD>";
HTMLstr = HTMLstr+"<TD COLSPAN=1 ROWSPAN=1 HEIGHT=27></TD>";
if (site==1) {
HTMLstr = HTMLstr+"<TD COLSPAN=2 ROWSPAN=1 HEIGHT=27><IMG SRC=/images/mcbar_2.gif ALIGN=TOP BORDER=0></TD>"; }
else HTMLstr = HTMLstr+"<TD COLSPAN=2 ROWSPAN=1 HEIGHT=27><IMG SRC=/images/erisabar_1.gif ALIGN=TOP BORDER=0></TD>"; 
HTMLstr = HTMLstr+"<TD COLSPAN=3 ROWSPAN=1 HEIGHT=27></TD>";
HTMLstr = HTMLstr+"</TR>";
HTMLstr = HTMLstr+"<TR ALIGN=LEFT VALIGN=TOP>";
HTMLstr = HTMLstr+"<TD COLSPAN=1 ROWSPAN=1 HEIGHT=11></TD>";
HTMLstr = HTMLstr+"<TD COLSPAN=2 ROWSPAN=1 HEIGHT=11></TD>";
HTMLstr = HTMLstr+"<TD COLSPAN=4 ROWSPAN=1 HEIGHT=11></TD>";
HTMLstr = HTMLstr+"</TR>";
HTMLstr = HTMLstr+"<TR ALIGN=LEFT VALIGN=TOP>";
HTMLstr = HTMLstr+"<TD COLSPAN=1 ROWSPAN=1 HEIGHT=110></TD>";
HTMLstr = HTMLstr+"<TD COLSPAN=2 ROWSPAN=2 HEIGHT=124></TD>";
HTMLstr = HTMLstr+"<TD nowrap COLSPAN=4 ROWSPAN=2 HEIGHT=124><div class=sidebar>";
HTMLstr = HTMLstr+"<a target=_parent href=https://www.milbergconsulting.com/sponsors_documents_vault onmouseover=showobj('pspp'); onmouseout=hideobj('pspp')>Plan Documents Vault</a><BR>";
HTMLstr = HTMLstr+"<a target=_parent href=/sponsors_updates/ onmouseover=showobj('psui') onmouseout=hideobj('psui')>Updates &amp; Information</a><BR>";
HTMLstr = HTMLstr+"<a target=_parent href=/sponsors_considerations/ onmouseover=showobj('pssc'); onmouseout=hideobj('pssc')>Special Considerations</a><BR>";
HTMLstr = HTMLstr+"<a target=_parent href=/sponsors_compliance/ onmouseover=showobj('psci'); onmouseout=hideobj('psci')>Compliance Services</a><BR>";
HTMLstr = HTMLstr+"<a target=_parent href=/sponsors_transactions/ onmouseover=showobj('psts'); onmouseout=hideobj('psts')>Transaction Services</a><BR>";
HTMLstr = HTMLstr+"<a target=_parent href=/sponsors_fiduciary/ onmouseover=showobj('psfi'); onmouseout=hideobj('psfi')>Fiduciary Information</a><BR>";
HTMLstr = HTMLstr+"<a target=_parent href=/sponsors_faq/ onmouseover=showobj('psaq'); onmouseout=hideobj('psaq')>Ask Us a Question</a><BR></div>";
HTMLstr = HTMLstr+"</TD>";
HTMLstr = HTMLstr+"<TD COLSPAN=1 ROWSPAN=1 HEIGHT=110></TD>";
HTMLstr = HTMLstr+"</TR>";
HTMLstr = HTMLstr+"<TR ALIGN=LEFT VALIGN=TOP>";
HTMLstr = HTMLstr+"<TD COLSPAN=1 ROWSPAN=1 HEIGHT=14></TD>";
HTMLstr = HTMLstr+"<TD COLSPAN=1 ROWSPAN=1 HEIGHT=14></TD>";
HTMLstr = HTMLstr+"</TR>";
HTMLstr = HTMLstr+"<TR ALIGN=LEFT VALIGN=TOP>";
HTMLstr = HTMLstr+"<TD COLSPAN=1 ROWSPAN=1 HEIGHT=27></TD>";
HTMLstr = HTMLstr+"<TD COLSPAN=1 ROWSPAN=1 HEIGHT=27></TD>";
if (site==1) {
HTMLstr = HTMLstr+"<TD COLSPAN=2 ROWSPAN=1 HEIGHT=27><IMG SRC=/images/mcbar_3.gif ALIGN=TOP BORDER=0></TD>"; }
else HTMLstr = HTMLstr+"<TD COLSPAN=2 ROWSPAN=1 HEIGHT=27><IMG name=pp SRC=/images/erisabar_2.gif ALIGN=TOP BORDER=0></TD>"; 
HTMLstr = HTMLstr+"<TD COLSPAN=3 ROWSPAN=1 HEIGHT=27></TD>";
HTMLstr = HTMLstr+"</TR>";
HTMLstr = HTMLstr+"<TR ALIGN=LEFT VALIGN=TOP>";
HTMLstr = HTMLstr+"<TD COLSPAN=1 ROWSPAN=1 HEIGHT=12></TD>";
HTMLstr = HTMLstr+"<TD COLSPAN=2 ROWSPAN=1 HEIGHT=12></TD>";
HTMLstr = HTMLstr+"<TD COLSPAN=4 ROWSPAN=1 HEIGHT=12></TD>";
HTMLstr = HTMLstr+"</TR>";
HTMLstr = HTMLstr+"<TR ALIGN=LEFT VALIGN=TOP>";
HTMLstr = HTMLstr+"<TD COLSPAN=1 ROWSPAN=1</TD>";
HTMLstr = HTMLstr+"<TD COLSPAN=2 ROWSPAN=2 HEIGHT=108></TD>";
HTMLstr = HTMLstr+"<TD nowrap COLSPAN=4 ROWSPAN=2 HEIGHT=108><div class=sidebar>";
HTMLstr = HTMLstr+"<a target=_parent href=https://www.milbergconsulting.com/participant_documents_vault  onmouseover=showobj('ppph') onmouseout=hideobj('ppph')>Plan Documents Vault</a><BR>";
HTMLstr = HTMLstr+"<a target=_parent href=/participants_updates onmouseover=showobj('ppui') onmouseout=hideobj('ppui')>Updates &amp; Information</a><BR>";
HTMLstr = HTMLstr+"<a target=_parent href=/participants_accountaccess onmouseover=showobj('ppaa') onmouseout=hideobj('ppaa')>Access Your Account</a><BR>";
HTMLstr = HTMLstr+"<a target=_parent href=/participants_enrollment onmouseover=showobj('pppe') onmouseout=hideobj('pppe')>Plan Enrollment</a><BR>";
HTMLstr = HTMLstr+"<a target=_parent href=/participants_transactions onmouseover=showobj('ppts') onmouseout=hideobj('ppts')>Transaction Services</a><BR>";
HTMLstr = HTMLstr+"<a target=_parent href=/participants_faq onmouseover=showobj('ppaq') onmouseout=hideobj('ppaq')>Ask Us a Question</a></div>";
HTMLstr = HTMLstr+"</TD>";
HTMLstr = HTMLstr+"</TR>";
if (site!=1) {
HTMLstr = HTMLstr+"<TR ALIGN=LEFT VALIGN=TOP>";
HTMLstr = HTMLstr+"<TD COLSPAN=1 ROWSPAN=1 HEIGHT=14></TD>";
HTMLstr = HTMLstr+"<TD COLSPAN=1 ROWSPAN=1 HEIGHT=14></TD>";
HTMLstr = HTMLstr+"</TR>";
HTMLstr = HTMLstr+"<TR ALIGN=LEFT VALIGN=TOP>";
HTMLstr = HTMLstr+"<TD COLSPAN=1 ROWSPAN=1 HEIGHT=27></TD>";
HTMLstr = HTMLstr+"<TD COLSPAN=1 ROWSPAN=1 HEIGHT=27></TD>";
HTMLstr = HTMLstr+"<TD COLSPAN=2 ROWSPAN=1 HEIGHT=27><IMG SRC=/images/erisabar_4.gif ALIGN=TOP BORDER=0></TD>"; 
HTMLstr = HTMLstr+"<TD COLSPAN=3 ROWSPAN=1 HEIGHT=27></TD>";
HTMLstr = HTMLstr+"</TR>";
HTMLstr = HTMLstr+"<TR ALIGN=LEFT VALIGN=TOP>";
HTMLstr = HTMLstr+"<TD COLSPAN=1 ROWSPAN=1 HEIGHT=12></TD>";
HTMLstr = HTMLstr+"<TD COLSPAN=2 ROWSPAN=1 HEIGHT=12></TD>";
HTMLstr = HTMLstr+"<TD COLSPAN=4 ROWSPAN=1 HEIGHT=12></TD>";
HTMLstr = HTMLstr+"</TR>";
HTMLstr = HTMLstr+"<TR ALIGN=LEFT VALIGN=TOP>";
HTMLstr = HTMLstr+"<TD COLSPAN=1 ROWSPAN=1></TD>";
HTMLstr = HTMLstr+"<TD COLSPAN=2 ROWSPAN=2 HEIGHT=76></TD>";
HTMLstr = HTMLstr+"<TD nowrap COLSPAN=4 ROWSPAN=2><div class=sidebar><a target=_parent href=/distributors_needs onmouseover=showobj('ditp') onmouseout=hideobj('ditp')>Distributor Needs</a><BR>";
HTMLstr = HTMLstr+"<a target=_parent href=/distributors_training onmouseover=showobj('diss') onmouseout=hideobj('diss')>Training Programs</a><BR>";
HTMLstr = HTMLstr+"<a target=_parent href=/distributors_subscriberservices onmouseover=showobj('dies') onmouseout=hideobj('dies')>Subscriber Services</a><BR>";
HTMLstr = HTMLstr+"<a target=_parent href=/distributors_consulting onmouseover=showobj('dics') onmouseout=hideobj('dics')>Consulting Services</a><BR>";
HTMLstr = HTMLstr+"</TD></tr>";
}
if (site==2) {
HTMLstr = HTMLstr+"<TR ALIGN=LEFT VALIGN=TOP>";
HTMLstr = HTMLstr+"<TD COLSPAN=1 ROWSPAN=1 HEIGHT=14></TD>";
HTMLstr = HTMLstr+"<TD COLSPAN=1 ROWSPAN=1 HEIGHT=14></TD>";
HTMLstr = HTMLstr+"</TR>";
HTMLstr = HTMLstr+"<TR ALIGN=LEFT VALIGN=TOP>";
HTMLstr = HTMLstr+"<TD COLSPAN=1 ROWSPAN=1 HEIGHT=27></TD>";
HTMLstr = HTMLstr+"<TD COLSPAN=1 ROWSPAN=1 HEIGHT=27></TD>";
HTMLstr = HTMLstr+"<TD COLSPAN=2 ROWSPAN=1 HEIGHT=27><IMG SRC=/images/erisabar_3.gif ALIGN=TOP BORDER=0></TD>"; 
HTMLstr = HTMLstr+"<TD COLSPAN=3 ROWSPAN=1 HEIGHT=27></TD>";
HTMLstr = HTMLstr+"</TR>";
HTMLstr = HTMLstr+"<TR ALIGN=LEFT VALIGN=TOP>";
HTMLstr = HTMLstr+"<TD COLSPAN=1 ROWSPAN=1 HEIGHT=12></TD>";
HTMLstr = HTMLstr+"<TD COLSPAN=2 ROWSPAN=1 HEIGHT=12></TD>";
HTMLstr = HTMLstr+"<TD COLSPAN=4 ROWSPAN=1 HEIGHT=12></TD>";
HTMLstr = HTMLstr+"</TR>";
HTMLstr = HTMLstr+"<TR ALIGN=LEFT VALIGN=TOP>";
HTMLstr = HTMLstr+"<TD COLSPAN=1 ROWSPAN=1</TD>";
HTMLstr = HTMLstr+"<TD COLSPAN=2 ROWSPAN=2 HEIGHT=60></TD>";
HTMLstr = HTMLstr+"<TD nowrap COLSPAN=4 ROWSPAN=2 HEIGHT=60><div class=sidebar><a target=_parent href=/advisor_needs onmouseover=showobj('adui') onmouseout=hideobj('adui')>Advisor Needs</a><BR>";
HTMLstr = HTMLstr+"<a target=_parent href=https://www.milbergconsulting.com/advisor_documents_vault onmouseover=showobj('addv'); onmouseout=hideobj('addv')>Plan Documents Vault</a><BR>";
HTMLstr = HTMLstr+"<a target=_parent href=/advisor_updates onmouseover=showobj('adss') onmouseout=hideobj('adss')>Updates &amp; Information</a><BR>";
HTMLstr = HTMLstr+"<a target=_parent href=/advisor_subscriberservices onmouseover=showobj('adce') onmouseout=hideobj('adce')>Subscriber Services</a><BR>";
HTMLstr = HTMLstr+"<a target=_parent href=/advisor_question onmouseover=showobj('adqu') onmouseout=hideobj('adqu')>Ask Us A Question</a><BR>";
HTMLstr = HTMLstr+"</TD>";
}
if (site!=2) {
HTMLstr = HTMLstr+"<TR ALIGN=LEFT VALIGN=TOP>";
HTMLstr = HTMLstr+"<TD COLSPAN=1 ROWSPAN=1 HEIGHT=14></TD>";
HTMLstr = HTMLstr+"<TD COLSPAN=1 ROWSPAN=1 HEIGHT=14></TD>";
HTMLstr = HTMLstr+"</TR>";
HTMLstr = HTMLstr+"<TR ALIGN=LEFT VALIGN=TOP>";
HTMLstr = HTMLstr+"<TD COLSPAN=1 ROWSPAN=1 HEIGHT=27></TD>";
HTMLstr = HTMLstr+"<TD COLSPAN=1 ROWSPAN=1 HEIGHT=27></TD>";
if (site==1) {
HTMLstr = HTMLstr+"<TD COLSPAN=2 ROWSPAN=1 HEIGHT=27><IMG SRC=/images/mcbar_5.gif ALIGN=TOP BORDER=0></TD>"; }
else HTMLstr = HTMLstr+"<TD COLSPAN=2 ROWSPAN=1 HEIGHT=27><IMG name=pp SRC=/images/erisabar_5.gif ALIGN=TOP BORDER=0></TD>"; 
HTMLstr = HTMLstr+"<TD COLSPAN=3 ROWSPAN=1 HEIGHT=27></TD>";
HTMLstr = HTMLstr+"</TR>";
HTMLstr = HTMLstr+"<TR ALIGN=LEFT VALIGN=TOP>";
HTMLstr = HTMLstr+"<TD COLSPAN=1 ROWSPAN=1 HEIGHT=12></TD>";
HTMLstr = HTMLstr+"<TD COLSPAN=2 ROWSPAN=1 HEIGHT=12></TD>";
HTMLstr = HTMLstr+"<TD COLSPAN=4 ROWSPAN=1 HEIGHT=12></TD>";
HTMLstr = HTMLstr+"</TR>";
HTMLstr = HTMLstr+"<TR ALIGN=LEFT VALIGN=TOP>";
HTMLstr = HTMLstr+"<TD COLSPAN=1 ROWSPAN=1</TD>";
HTMLstr = HTMLstr+"<TD COLSPAN=2 ROWSPAN=2 HEIGHT=60></TD>";
HTMLstr = HTMLstr+"<TD nowrap COLSPAN=4 ROWSPAN=2 HEIGHT=60><div class=sidebar><a target=_parent href=/studies_background onmouseover=showobj('psbi') onmouseout=hideobj('psbi')>Background Information</a><BR>";
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HTMLstr = HTMLstr+"<a target=_parent href=/studies_question onmouseover=showobj('psaq2') onmouseout=hideobj('psaq2')>Ask Us a Question</a><BR>";
HTMLstr = HTMLstr+"</TD>";
}
HTMLstr = HTMLstr+"<TR ALIGN=LEFT VALIGN=TOP>";
HTMLstr = HTMLstr+"<TD COLSPAN=1 ROWSPAN=1 HEIGHT=25></TD>";
HTMLstr = HTMLstr+"<TD COLSPAN=2 ROWSPAN=1 HEIGHT=25></TD>";
HTMLstr = HTMLstr+"</TR>";
//HTMLstr = HTMLstr+"<tr><td colspan=5 width=155 align=center><p>&nbsp;</p><a href='javascript:popUp()'>";
//HTMLstr = HTMLstr+"<img src='http://www.verisign.com/images/seals/Secure-White98x102.gif' width=98 height=102 //border=0></a></td></tr>";
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HTMLstr = HTMLstr+"&nbsp;<br>&nbsp;<br><image width=30 height=1 src=/images/1pix.gif><script src=https://seal.verisign.com/getseal?host_name=www.milbergconsulting.com&size=M&use_flash=YES&use_transparent=NO&lang=en></script>";

if (!(parseInt(navigator.appVersion)<5 && navigator.appName=="Netscape")) {
HTMLstr = HTMLstr+"<div style='font-family: Arial; font-size: 8pt; position: absolute; z-index: 1; top: 84px; left: 110px; width: 200px; background-color: #ffff99; visibility: hidden; padding-top: 5; padding-left: 5; padding-right: 5; padding-bottom: 5;' id=pspp>Access your Plan's Documents, Participant Enrollment Materials and Government Forms</div>";
HTMLstr = HTMLstr+"<div style='font-family: Arial; font-size: 8pt; position: absolute; z-index: 1; top: 100px; left: 110px; width: 200px; background-color: #ffff99; visibility: hidden; padding-top: 5; padding-left: 5; padding-right: 5; padding-bottom: 5;' id=psui>Access an archive of retirement plan updates and information for plan sponsors and trustees participants</div>";
HTMLstr = HTMLstr+"<div style='font-family: Arial; font-size: 8pt; position: absolute; z-index: 1; top: 116px; left: 110px; width: 200px; background-color: #ffff99; visibility: hidden; padding-top: 5; padding-left: 5; padding-right: 5; padding-bottom: 5;' id=pssc>Inform us of any special needs you may have relative to the operation of your plan</div>";
HTMLstr = HTMLstr+"<div style='font-family: Arial; font-size: 8pt; position: absolute; z-index: 1; top: 132px; left: 110px; width: 200px; background-color: #ffff99; visibility: hidden; padding-top: 5; padding-left: 5; padding-right: 5; padding-bottom: 5;' id=psci>Request a copy of your annual review, benefit statements or IRS Form 5500</div>";
HTMLstr = HTMLstr+"<div style='font-family: Arial; font-size: 8pt; position: absolute; z-index: 1; top: 148px; left: 110px; width: 200px; background-color: #ffff99; visibility: hidden; padding-top: 5; padding-left: 5; padding-right: 5; padding-bottom: 5;' id=psts>Request loans, distributions, plan amendments, add/remove Plan Trustee or other transactions</div>";
HTMLstr = HTMLstr+"<div style='font-family: Arial; font-size: 8pt; position: absolute; z-index: 1; top: 164px; left: 110px; width: 200px; background-color: #ffff99; visibility: hidden; padding-top: 5; padding-left: 5; padding-right: 5; padding-bottom: 5;' id=psfi>Access an archive of fiduciary information and links to related sites</div>";
HTMLstr = HTMLstr+"<div style='font-family: Arial; font-size: 8pt; position: absolute; z-index: 1; top: 180px; left: 110px; width: 200px; background-color: #ffff99; visibility: hidden; padding-top: 5; padding-left: 5; padding-right: 5; padding-bottom: 5;' id=psaq>Submit a question about your plan or any other retirement plan related matter</div>";

HTMLstr = HTMLstr+"<div style='font-family: Arial; font-size: 8pt; position: absolute; z-index: 2; top: 250px; left: 110px; width: 200px; background-color: #ffff99; visibility: hidden; padding-top: 5; padding-left: 5; padding-right: 5; padding-bottom: 5;' id=ppph>Access your Plan's Documents, Participant Enrollment Materials and Government Forms</div>";
HTMLstr = HTMLstr+"<div style='font-family: Arial; font-size: 8pt; position: absolute; z-index: 1; top: 266px; left: 110px; width: 200px; background-color: #ffff99; visibility: hidden; padding-top: 5; padding-left: 5; padding-right: 5; padding-bottom: 5;' id=ppui>Access an archive of retirement plan updates and information for plan participants</div>";
HTMLstr = HTMLstr+"<div style='font-family: Arial; font-size: 8pt; position: absolute; z-index: 3; top: 282px; left: 110px; width: 200px; background-color: #ffff99; visibility: hidden; padding-top: 5; padding-left: 5; padding-right: 5; padding-bottom: 5;' id=ppaa>Access your plan account and make changes to your investment selections (participant-directed investment accounts only)</div>";
HTMLstr = HTMLstr+"<div style='font-family: Arial; font-size: 8pt; position: absolute; z-index: 4; top: 298px; left: 110px; width: 200px; background-color: #ffff99; visibility: hidden; padding-top: 5; padding-left: 5; padding-right: 5; padding-bottom: 5;' id=pppe>Request an enrollment form to make contributions to your employer’s plan (plans with 401(k) feature only)</div>";
HTMLstr = HTMLstr+"<div style='font-family: Arial; font-size: 8pt; position: absolute; z-index: 5; top: 314px; left: 110px; width: 200px; background-color: #ffff99; visibility: hidden; padding-top: 5; padding-left: 5; padding-right: 5; padding-bottom: 5;' id=ppts>Request a loan (if your plan permits) or a distribution for retirement, hardship, disability, death or separation from service (must satisfy plan conditions)</div>";
HTMLstr = HTMLstr+"<div style='font-family: Arial; font-size: 8pt; position: absolute; z-index: 6; top: 330px; left: 110px; width: 200px; background-color: #ffff99; visibility: hidden; padding-top: 5; padding-left: 5; padding-right: 5; padding-bottom: 5;' id=ppaq>Submit a question about your plan or any other retirement plan related matter</div>";

if (site!=1) {
HTMLstr = HTMLstr+"<div style='font-family: Arial; font-size: 8pt; position: absolute; z-index: 1; top: 400px; left: 110px; width: 200px; background-color: #ffff99; visibility: hidden; padding-top: 5; padding-left: 5; padding-right: 5; padding-bottom: 5;' id=ditp>Why you should be, what you receive and how much you earn as an ERISA Expertise Distributor</div>";
HTMLstr = HTMLstr+"<div style='font-family: Arial; font-size: 8pt; position: absolute; z-index: 2; top: 416px; left: 110px; width: 200px; background-color: #ffff99; visibility: hidden; padding-top: 5; padding-left: 5; padding-right: 5; padding-bottom: 5;' id=diss>Programs to train field and service representatives of Intuitional Providers, Broker-dealers, and Accounting, Financial Planning and Investment Advisory Firms</div>";
HTMLstr = HTMLstr+"<div style='font-family: Arial; font-size: 8pt; position: absolute; z-index: 3; top: 432px; left: 110px; width: 200px; background-color: #ffff99; visibility: hidden; padding-top: 5; padding-left: 5; padding-right: 5; padding-bottom: 5;' id=dies>Training Programs, Seminars for Marketing and CE, tools and technology to provide client services, access to research and Fiduciary information</div>";
HTMLstr = HTMLstr+"<div style='font-family: Arial; font-size: 8pt; position: absolute; z-index: 4; top: 448px; left: 110px; width: 200px; background-color: #ffff99; visibility: hidden; padding-top: 5; padding-left: 5; padding-right: 5; padding-bottom: 5;' id=dics>Systems Development, Marketing and Remediation services for Intuitional Providers, Broker-dealers, and Accounting, Financial Planning and Investment Advisory Firms</div>";
}

if (site==2) {
HTMLstr = HTMLstr+"<div style='font-family: Arial; font-size: 8pt; position: absolute; z-index: 4; top: 518px; left: 110px; width: 200px; background-color: #ffff99; visibility: hidden; padding-top: 5; padding-left: 5; padding-right: 5; padding-bottom: 5;' id=adui>Why you should be, what you receive and how much you earn as an ERISA Expertise Subscriber</div>";
HTMLstr = HTMLstr+"<div style='font-family: Arial; font-size: 8pt; position: absolute; z-index: 2; top: 534px; left: 110px; width: 200px; background-color: #ffff99; visibility: hidden; padding-top: 5; padding-left: 5; padding-right: 5; padding-bottom: 5;' id=addv>Access your Plan's Documents, Participant Enrollment Materials and Government Forms</div>";
HTMLstr = HTMLstr+"<div style='font-family: Arial; font-size: 8pt; position: absolute; z-index: 4; top: 550px; left: 110px; width: 200px; background-color: #ffff99; visibility: hidden; padding-top: 5; padding-left: 5; padding-right: 5; padding-bottom: 5;' id=adss>Access an archive of retirement plan updates and information for plan advisors (limited to <a target=_parent href=/login>registered users</a>)</div>";
HTMLstr = HTMLstr+"<div style='font-family: Arial; font-size: 8pt; position: absolute; z-index: 4; top: 564px; left: 110px; width: 200px; background-color: #ffff99; visibility: hidden; padding-top: 5; padding-left: 5; padding-right: 5; padding-bottom: 5;' id=adce>Marketing and sales tools, technology to provide client studies, plan documents and compliance services, access to research and Fiduciary information</div>";
HTMLstr = HTMLstr+"<div style='font-family: Arial; font-size: 8pt; position: absolute; z-index: 4; top: 578px; left: 110px; width: 200px; background-color: #ffff99; visibility: hidden; padding-top: 5; padding-left: 5; padding-right: 5; padding-bottom: 5;' id=adqu>Submit a question to our ERISA Experts</div>";
}

if (site!=2) {
 if (site==1) {
 HTMLstr = HTMLstr+"<div style='font-family: Arial; font-size: 8pt; position: absolute; z-index: 3; top: 400px; left: 110px; width: 200px; background-color: #ffff99; visibility: hidden; padding-top: 5; padding-left: 5; padding-right: 5; padding-bottom: 5;' id=psbi>Provides information relative to:  who needs a plan study, the importance of <i>optimal</i> plan design, when and why you should pay for plan services, study objectives and costs</div>";
 HTMLstr = HTMLstr+"<div style='font-family: Arial; font-size: 8pt; position: absolute; z-index: 2; top: 416px; left: 110px; width: 200px; background-color: #ffff99; visibility: hidden; padding-top: 5; padding-left: 5; padding-right: 5; padding-bottom: 5;' id=psrs>Provide individual and employer information to start the study process and determine pricing</div>";
 HTMLstr = HTMLstr+"<div style='font-family: Arial; font-size: 8pt; position: absolute; z-index: 3; top: 432px; left: 110px; width: 200px; background-color: #ffff99; visibility: hidden; padding-top: 5; padding-left: 5; padding-right: 5; padding-bottom: 5;' id=pscs>Access a library of optimal plan design Case Studies for small businesses with various profiles</div>";
 HTMLstr = HTMLstr+"<div style='font-family: Arial; font-size: 8pt; position: absolute; z-index: 4; top: 448px; left: 110px; width: 200px; background-color: #ffff99; visibility: hidden; padding-top: 5; padding-left: 5; padding-right: 5; padding-bottom: 5;' id=psaq2>Submit a question about a Plan Study</div>";
 }
 else {
 HTMLstr = HTMLstr+"<div style='font-family: Arial; font-size: 8pt; position: absolute; z-index: 3; top: 518px; left: 110px; width: 200px; background-color: #ffff99; visibility: hidden; padding-top: 5; padding-left: 5; padding-right: 5; padding-bottom: 5;' id=psbi>Provides information relative to:  who needs a plan study, the importance of <i>optimal</i> plan design, when and why you should pay for plan services, study objectives and costs</div>";
 HTMLstr = HTMLstr+"<div style='font-family: Arial; font-size: 8pt; position: absolute; z-index: 2; top: 534px; left: 110px; width: 200px; background-color: #ffff99; visibility: hidden; padding-top: 5; padding-left: 5; padding-right: 5; padding-bottom: 5;' id=psrs>Provide individual and employer information to start the study process and determine pricing</div>";
 HTMLstr = HTMLstr+"<div style='font-family: Arial; font-size: 8pt; position: absolute; z-index: 3; top: 550px; left: 110px; width: 200px; background-color: #ffff99; visibility: hidden; padding-top: 5; padding-left: 5; padding-right: 5; padding-bottom: 5;' id=pscs>Access a library of optimal plan design Case Studies for small businesses with various profiles</div>";
 HTMLstr = HTMLstr+"<div style='font-family: Arial; font-size: 8pt; position: absolute; z-index: 4; top: 566px; left: 110px; width: 200px; background-color: #ffff99; visibility: hidden; padding-top: 5; padding-left: 5; padding-right: 5; padding-bottom: 5;' id=psaq2>Submit a question about a Plan Study</div>";
 }
} 
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}
}
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